We live in a world where it is impossible to avoid technology. Everyone is digitally connected through everything from phones to connected “smart home” devices like Amazon’s Alexa. This is increasingly the reality for older adults. About 42 percent of adults 65 and older owns smartphones, according to a 2017 survey from the Pew Research Center. As adoption of modern technology increases among older adults, so, too, does the threat of cybercrime inflicted on seniors.
CNBC reports that online cybercriminals target older people at high rates. Why? They usually are wealthier than the average American adult, more trusting and less likely to report fraud. They cite a 2015 report that U.S. adults in this older demographic lose a sky high $36.5 billion each year to financial crimes and scams.
What can older people do to protect themselves and ensure they are vigilant about their cybersecurity? The U.S. Department of Homeland Security offers some clear-cut recommendations. For one, they suggest that you avoid any online banking or transmitting sensitive information over public Wi-Fi or a kiosk at a library, for instance. Also avoid clicking on any strange links from unknown websites or emails that might be asking for your financial information. When it comes to seeking medical advice online, they prompt older Americans to consider the source. If it’s from an educational or government website, or an official pharmaceutical company page, then you’re good to go. When shopping online, look for the padlock icon at the bottom of the browser, which indicates the site is protected by security software.
For its part, CNBC stresses that there are some key recommendations older Internet users need to take to heart when protecting themselves online:
Password needs to be strong: Make sure you craft an original password that wouldn’t be guessed easily by a third party. They should ideally be 12 to 15 characters with a combination of special characters, numerals, and symbols. They should also be site-specific. Don’t use the same one for every website.
Update antivirus software: Make sure you keep your antivirus software up to date. This applies to your computer, tablet, or smartphone.
Use vetted Wi-Fi: Again, avoid public Wi-Fi signals from libraries, parks, or public transportation. If you’re at a coffee shop, make sure you verify with the business that you are signing on to the correct signal and using the appropriate password.
Protect personal information: No matter what, do not give an unknown party your personal information. This applies to telemarketer phone calls as much as it does to unknown emails or websites.